Click “Add Transaction,” select the date of your payment, and make a transfer to “Acme Credit Card” in the amount of $24.03. Note: Another way to make credit card payments is by entering a transaction under your bank account in YNAB (just like you would for any other purchase). The payment has been pulled from your checking account.Ĭongratulations, you’re debt-free, once again, and everything is current in YNAB. When you do, YNAB automatically creates a category group called “Credit Card Payments,” and it looks like this: How to Enter Credit Card Transactionsįirst, add a credit card to your budget. The very important thing is that you reserve some of your cash to pay off that debt, and that is what your YNAB budget is set up to help you do. If you charge it, you owe the credit card company for it. When you use it, you create debt, whether it’s $23.00 for a sweet, new piece of vinyl or $1.03 for three, over-priced, hard-boiled eggs at your gym’s on-site cafe. Your credit card is simply a payment method-nothing more, nothing less. Whenever you make a spending decision, refer back to your plan (a.k.a., your budget categories). In other words, your budget (and the priorities represented within) is a plan that’s custom-made to support your necessities, values and aspirations. No way! You decided which categories to create and where to allocate your dollars based on that vision. When you followed Rule One, giving every dollar a job, you didn’t do it willy-nilly. The most important thing to remember, before we dive into the technical intricacies of credit cards, is that your big life vision runs the show. If you’re ready to be (or remain) debt-free, keep reading for an explanation of how to use your card (for rewards, perhaps?) without going into debt, plus how to enter credit card transactions, payments, interest and fees into YNAB. We want to help you avoid burying yourself in debt (we hate debt), and that makes credit card handling in YNAB unique. It’s totally possible to use your credit card within the parameters of your budget-a confusing possibility if you’ve never considered it before.Īnd, that’s how YNAB is designed. You’re either charging stuff, or you’re following your plan, right? Wrong. Last version of YNAB Classic is 3.4.You might think that using a credit card and following your budget are mutually exclusive endeavors. Versions of YNAB Classic apk available on our site: 3.4.1_classic. You could also download apk of YNAB Classic and run it on android emulators like bluestacks or koplayer. If any of materials on this site violates your rights, report us You could also download apk of Google and run it using android emulators such as big nox app player, bluestacks and koplayer. YNAB Classic can be installed on android devices with 4.0.3(Ice Cream Sandwich)+. You can visit their website or send to them. Estimated number of downloads range between 500,000+ in google play store YNAB Classic located in category Finance, with tags budget and has been developed by. This app has been rated like bad by 484 number of users. Total number of five star reviews received 6899. Total reviews in google play store 10245. This is cumulative rating, most best apps on google play store have rating 8 from 10. In general apk file YNAB Classic has rating is 8.9 from 10.
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